Secrets do not belong in a will
Recovery information placed in a Swiss will (Art. 505 SCC) becomes accessible to heirs, notaries and the competent authorities when the estate is opened. What must stay secret cannot safely live in the will itself.
At Léman Héritage, we help you pass on crypto under Swiss law. Confidentially, without ever holding your keys or exposing your secrets.
Based in Geneva, working with private clients and their counsel.
Crypto still needs a practical and confidential way to access it.
Recovery information placed in a Swiss will (Art. 505 SCC) becomes accessible to heirs, notaries and the competent authorities when the estate is opened. What must stay secret cannot safely live in the will itself.
On death, Swiss banks seal safe deposit boxes. Heirs may wait months for a certificate of heirs before they can reach physical backups, if they even know those backups exist.
Unlike a bank account, digital assets cannot be recovered by judicial order alone. Without prepared access and transfer instructions, substantial wealth can be lost for good.
We do not take custody of your assets, and we never learn your secrets.
Access details stay with you. We do not see, handle or store them. Control remains yours and your designated heirs’.
You complete the sensitive steps yourself. We guide the structure and the process, without ever touching the holdings.
Five steps, from the first conversation to an annual review.
We review how your crypto is held today and where succession could fail. We then propose a structure that fits your estate and your advisors.
We put in place the infrastructure for you to create durable backups and access arrangements, without sharing secrets with us, including seed phrases and passphrases. Entirely confidential.
We document and seal clear instructions for your heirs, meant to sit alongside your will without revealing confidential information.
A discreet rehearsal so the right people know what to do when the time comes.
Once a year we revisit the arrangement with you, so it stays aligned with your holdings, your family situation and Swiss succession requirements.
When a client asks how their crypto can be inherited, we help you answer concretely.
Léman Héritage works alongside Geneva notarial and private-wealth practices. You keep the legal side; we handle the practical side of access and transfer, without placing recovery information in the will (Art. 505 SCC), and without ever holding your client’s keys.
Contact us to discuss how we can support your clients.
Clyve Lo-A-Njoe · Founder, Léman Héritage · Geneva
Clyve has been in crypto since 2012. From the start, seeing how exchanges and custodians could fail, he was convinced that self-custody was the only way to stay in control of digital assets.
Later, with more of his own crypto at stake, the questions became personal, and hard to ignore: how to protect his crypto, recover it if needed, and make sure his family could access it if something happened to him. He built the answer for himself first: hardware wallets, sealed envelopes, and clear instructions for his family. That gave him confidence the arrangement would work when it mattered.
Léman Héritage grew out of that work. Based in Geneva, Clyve helps private clients put the same kind of confidential succession arrangements in place under Swiss law. He never holds client keys or sees their secrets, and he works alongside their notary or attorney rather than replacing them.
He is also founder of Blue Arca Cybersecurity, with twenty years in cybersecurity and IT risk. He is CISSP certified and has provided independent testing for private-wealth and asset-management firms across multiple jurisdictions.
A private conversation in Geneva. No obligation.
This link opens a private, end-to-end encrypted page so your details stay confidential.